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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,103 | $167,353+96.1% | $143,797+128.2% | $134,545+143.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -6.49% | 0.48%-7.0pp | -0.04%-6.5pp | 418.37%-424.9pp |
| Employer contribution / active EE | $7,616 | $5,620+35.5% | $4,952+53.8% | $4,742+60.6% |
| Participant deferral / active EE | $7,649 | $6,447+18.6% | $5,638+35.7% | $6,401+19.5% |
| Admin fee / account holder | $641 | $18,096-96.5% | $14,679-95.6% | $11,431-94.4% |