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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,670 | $209,422+18.3% | $178,503+38.7% | $158,982+55.8% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 10.15% | 188.81%-178.7pp | 151.12%-141.0pp | 302.99%-292.8pp |
| Employer contribution / active EE | $5,312 | $5,707-6.9% | $5,011+6.0% | $4,763+11.5% |
| Participant deferral / active EE | $6,257 | $5,955+5.1% | $5,202+20.3% | $5,983+4.6% |
| Admin fee / account holder | $370 | $17,079-97.8% | $13,987-97.4% | $11,252-96.7% |