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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,950 | $183,592+83.0% | $155,567+116.0% | $145,959+130.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.64% | 61.24%-54.6pp | 64.74%-58.1pp | 561.95%-555.3pp |
| Employer contribution / active EE | $6,795 | $5,315+27.8% | $4,674+45.4% | $4,661+45.8% |
| Participant deferral / active EE | $7,076 | $6,464+9.5% | $5,628+25.7% | $6,689+5.8% |
| Admin fee / account holder | $281 | $19,318-98.5% | $15,916-98.2% | $13,398-97.9% |