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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,793 | $115,911+106.9% | $100,530+138.5% | $158,950+50.9% |
| Participation rate | 68.4% | 81.6%-13.2pp | 79.4%-11.0pp | 82.0%-13.5pp |
| Annual return | 16.39% | 34.80%-18.4pp | 30.89%-14.5pp | 302.91%-286.5pp |
| Employer contribution / active EE | $1,041 | $4,104-74.6% | $3,418-69.5% | $4,762-78.1% |
| Participant deferral / active EE | $3,619 | $6,676-45.8% | $6,271-42.3% | $5,983-39.5% |
| Admin fee / account holder | $9 | $10,999-99.9% | $8,083-99.9% | $11,248-99.9% |