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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,707 | $105,856+43.3% | $90,161+68.3% | $147,586+2.8% |
| Participation rate | 71.4% | 79.7%-8.3pp | 76.9%-5.4pp | 82.8%-11.4pp |
| Annual return | 16.72% | 37.63%-20.9pp | 34.89%-18.2pp | 578.59%-561.9pp |
| Employer contribution / active EE | $1,505 | $4,126-63.5% | $3,318-54.6% | $4,876-69.1% |
| Participant deferral / active EE | $4,835 | $5,733-15.7% | $5,287-8.6% | $5,439-11.1% |
| Admin fee / account holder | $875 | $8,046-89.1% | $5,943-85.3% | $10,886-92.0% |