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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,120 | $106,280-76.4% | $96,538-74.0% | $139,487-82.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 30.64% | 38.48%-7.8pp | 35.74%-5.1pp | 373.84%-343.2pp |
| Employer contribution / active EE | $8,424 | $4,107+105.1% | $3,740+125.2% | $4,755+77.2% |
| Participant deferral / active EE | $4,861 | $5,457-10.9% | $4,880-0.4% | $6,713-27.6% |
| Admin fee / account holder | $526 | $7,888-93.3% | $6,737-92.2% | $11,407-95.4% |