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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,314 | $133,983-92.3% | $112,244-90.8% | $134,493-92.3% |
| Participation rate | 78.3% | 78.6%-0.3pp | 75.1%+3.2pp | 81.2%-3.0pp |
| Annual return | -14.94% | 47.13%-62.1pp | 27.46%-42.4pp | 418.01%-433.0pp |
| Employer contribution / active EE | $1,873 | $4,039-53.6% | $3,635-48.5% | $4,740-60.5% |
| Participant deferral / active EE | $4,117 | $5,291-22.2% | $4,728-12.9% | $6,400-35.7% |
| Admin fee / account holder | $302 | $7,490-96.0% | $6,411-95.3% | $11,425-97.4% |