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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,219 | $72,269+8.2% | $101,271-22.8% | $79,852-2.0% |
| Participation rate | 51.3% | 68.5%-17.2pp | 75.8%-24.5pp | 69.6%-18.4pp |
| Annual return | 11.00% | 22.29%-11.3pp | 46.48%-35.5pp | 31.72%-20.7pp |
| Employer contribution / active EE | $1,503 | $2,692-44.2% | $3,660-58.9% | $2,471-39.2% |
| Participant deferral / active EE | $2,669 | $3,282-18.7% | $4,371-38.9% | $3,740-28.6% |
| Admin fee / account holder | $2,851 | $4,401-35.2% | $5,948-52.1% | $5,306-46.3% |