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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,529 | $63,346-34.4% | $92,240-55.0% | $70,126-40.8% |
| Participation rate | 49.0% | 68.7%-19.7pp | 76.5%-27.5pp | 69.5%-20.6pp |
| Annual return | 12.46% | 530.19%-517.7pp | 176.29%-163.8pp | 73.15%-60.7pp |
| Employer contribution / active EE | $846 | $2,471-65.8% | $3,680-77.0% | $2,343-63.9% |
| Participant deferral / active EE | $1,992 | $2,854-30.2% | $3,897-48.9% | $3,332-40.2% |
| Admin fee / account holder | $3,144 | $3,841-18.1% | $5,194-39.5% | $4,645-32.3% |