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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,130 | $87,733+39.2% | $106,551+14.6% | $85,856+42.2% |
| Participation rate | 96.0% | 71.9%+24.1pp | 76.1%+19.9pp | 69.3%+26.7pp |
| Annual return | 7.76% | 21.86%-14.1pp | 26.80%-19.0pp | 318.58%-310.8pp |
| Employer contribution / active EE | $2,644 | $2,073+27.5% | $2,819-6.2% | $2,565+3.1% |
| Participant deferral / active EE | $4,857 | $3,469+40.0% | $4,398+10.4% | $3,952+22.9% |
| Admin fee / account holder | $1,882 | $6,767-72.2% | $7,408-74.6% | $6,261-69.9% |