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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,889 | $73,009+3.9% | $90,760-16.4% | $68,486+10.8% |
| Participation rate | 100.0% | 70.8%+29.2pp | 75.7%+24.3pp | 67.9%+32.1pp |
| Annual return | -25.44% | -13.81%-11.6pp | -12.16%-13.3pp | -7.85%-17.6pp |
| Employer contribution / active EE | $2,371 | $2,193+8.2% | $2,922-18.8% | $2,597-8.7% |
| Participant deferral / active EE | $4,194 | $3,626+15.7% | $4,565-8.1% | $4,028+4.1% |
| Admin fee / account holder | $5,539 | $5,896-6.0% | $8,444-34.4% | $5,404+2.5% |