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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,840 | $84,236+219.2% | $170,435+57.7% | $70,126+283.4% |
| Participation rate | 90.7% | 70.8%+19.9pp | 83.6%+7.1pp | 69.5%+21.2pp |
| Annual return | 12.76% | 23.06%-10.3pp | 205.94%-193.2pp | 73.15%-60.4pp |
| Employer contribution / active EE | $12,639 | $3,387+273.1% | $5,432+132.7% | $2,343+439.5% |
| Participant deferral / active EE | $14,688 | $3,086+376.0% | $4,939+197.4% | $3,332+340.8% |
| Admin fee / account holder | $30,123 | $5,698+428.6% | $13,881+117.0% | $4,645+548.4% |