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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,739 | $209,422+61.7% | $178,503+89.8% | $158,982+113.1% |
| Participation rate | 95.2% | 86.4%+8.9pp | 81.9%+13.3pp | 82.0%+13.3pp |
| Annual return | 12.29% | 188.81%-176.5pp | 151.12%-138.8pp | 302.99%-290.7pp |
| Employer contribution / active EE | $16,896 | $5,707+196.1% | $5,011+237.2% | $4,763+254.7% |
| Participant deferral / active EE | $15,675 | $5,955+163.2% | $5,202+201.3% | $5,983+162.0% |
| Admin fee / account holder | $20,029 | $17,079+17.3% | $13,987+43.2% | $11,252+78.0% |