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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,667 | $80,985-57.2% | $96,576-64.1% | $75,181-53.9% |
| Participation rate | 62.4% | 71.8%-9.4pp | 76.0%-13.6pp | 67.2%-4.8pp |
| Annual return | 23.09% | 27.05%-4.0pp | 25.87%-2.8pp | 160.69%-137.6pp |
| Employer contribution / active EE | $1,669 | $2,282-26.9% | $2,965-43.7% | $2,671-37.5% |
| Participant deferral / active EE | $2,107 | $3,929-46.4% | $4,851-56.6% | $4,126-48.9% |
| Admin fee / account holder | $2,041 | $6,719-69.6% | $8,253-75.3% | $5,650-63.9% |