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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,668 | $77,358+84.4% | $102,184+39.6% | $87,485+63.1% |
| Participation rate | 94.1% | 78.7%+15.4pp | 82.6%+11.5pp | 68.9%+25.2pp |
| Annual return | 12.12% | 41.11%-29.0pp | 31.58%-19.5pp | 26.06%-13.9pp |
| Employer contribution / active EE | $4,005 | $2,562+56.3% | $3,594+11.4% | $2,596+54.2% |
| Participant deferral / active EE | $8,310 | $6,753+23.1% | $8,3090% | $4,274+94.5% |
| Admin fee / account holder | $9,393 | $6,809+38.0% | $11,609-19.1% | $7,775+20.8% |