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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,233 | $77,460+59.1% | $100,378+22.8% | $80,925+52.3% |
| Participation rate | 95.0% | 76.9%+18.1pp | 81.5%+13.5pp | 67.7%+27.3pp |
| Annual return | 11.32% | 37.24%-25.9pp | 49.41%-38.1pp | 35.65%-24.3pp |
| Employer contribution / active EE | $4,395 | $2,801+56.9% | $3,942+11.5% | $2,756+59.5% |
| Participant deferral / active EE | $8,843 | $6,818+29.7% | $8,087+9.3% | $4,299+105.7% |
| Admin fee / account holder | $7,883 | $5,887+33.9% | $7,899-0.2% | $6,940+13.6% |