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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,232 | $68,398+61.2% | $94,664+16.4% | $75,173+46.6% |
| Participation rate | 81.8% | 76.1%+5.7pp | 80.8%+1.0pp | 67.2%+14.6pp |
| Annual return | 15.03% | 616.72%-601.7pp | 156.84%-141.8pp | 160.72%-145.7pp |
| Employer contribution / active EE | $3,251 | $2,701+20.4% | $3,673-11.5% | $2,671+21.7% |
| Participant deferral / active EE | $6,845 | $6,537+4.7% | $7,417-7.7% | $4,126+65.9% |
| Admin fee / account holder | $15,814 | $5,324+197.0% | $7,222+119.0% | $5,651+179.9% |