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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,233 | $77,472+59.1% | $100,415+22.7% | $80,959+52.2% |
| Participation rate | 95.0% | 76.9%+18.1pp | 81.5%+13.5pp | 67.7%+27.3pp |
| Annual return | 11.32% | 37.26%-25.9pp | 49.47%-38.2pp | 35.67%-24.3pp |
| Employer contribution / active EE | $4,395 | $2,800+57.0% | $3,943+11.5% | $2,757+59.4% |
| Participant deferral / active EE | $8,843 | $6,818+29.7% | $8,091+9.3% | $4,300+105.6% |
| Admin fee / account holder | $7,883 | $5,885+34.0% | $7,906-0.3% | $6,925+13.8% |