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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,668 | $78,520+81.7% | $96,576+47.7% | $82,448+73.0% |
| Participation rate | 94.1% | 77.7%+16.4pp | 81.4%+12.7pp | 68.1%+26.0pp |
| Annual return | 12.12% | 41.30%-29.2pp | 38.47%-26.3pp | 41.64%-29.5pp |
| Employer contribution / active EE | $4,005 | $2,630+52.3% | $3,553+12.7% | $2,551+57.0% |
| Participant deferral / active EE | $8,310 | $6,754+23.0% | $7,956+4.4% | $4,139+100.8% |
| Admin fee / account holder | $9,393 | $13,455-30.2% | $11,381-17.5% | $7,234+29.8% |