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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $843,379 | $217,427+287.9% | $185,837+353.8% | $167,518+403.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 3.70% | 148.39%-144.7pp | 122.08%-118.4pp | 478.71%-475.0pp |
| Employer contribution / active EE | $10,515 | $5,874+79.0% | $5,168+103.5% | $4,838+117.3% |
| Participant deferral / active EE | $17,333 | $6,357+172.7% | $5,568+211.3% | $6,342+173.3% |
| Admin fee / account holder | $29,254 | $19,816+47.6% | $16,241+80.1% | $12,312+137.6% |