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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $988,167 | $174,379+466.7% | $152,093+549.7% | $138,895+611.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 5.83% | 74.86%-69.0pp | 66.36%-60.5pp | 145.39%-139.6pp |
| Employer contribution / active EE | $1,761 | $4,652-62.1% | $4,175-57.8% | $4,194-58.0% |
| Participant deferral / active EE | $8,333 | $6,159+35.3% | $5,451+52.9% | $6,396+30.3% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |