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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,231 | $61,660-85.0% | $80,022-88.5% | $64,173-85.6% |
| Participation rate | 51.7% | 71.7%-20.0pp | 75.8%-24.1pp | 69.6%-17.8pp |
| Annual return | -21.15% | -0.33%-20.8pp | 11.22%-32.4pp | 7.63%-28.8pp |
| Employer contribution / active EE | $1,172 | $1,810-35.3% | $2,468-52.5% | $2,381-50.8% |
| Participant deferral / active EE | $1,917 | $2,968-35.4% | $3,686-48.0% | $3,470-44.8% |
| Admin fee / account holder | $200 | $5,417-96.3% | $6,521-96.9% | $4,887-95.9% |