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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,982 | $79,961-43.7% | $98,462-54.3% | $75,177-40.2% |
| Participation rate | 31.7% | 70.4%-38.7pp | 75.2%-43.5pp | 67.2%-35.5pp |
| Annual return | 15.10% | 19.75%-4.6pp | 21.17%-6.1pp | 160.75%-145.7pp |
| Employer contribution / active EE | $1,174 | $2,264-48.2% | $3,049-61.5% | $2,671-56.1% |
| Participant deferral / active EE | $2,751 | $3,753-26.7% | $4,738-41.9% | $4,126-33.3% |
| Admin fee / account holder | $4,172 | $6,842-39.0% | $8,875-53.0% | $5,651-26.2% |