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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,213 | $65,555+39.1% | $86,216+5.8% | $75,173+21.3% |
| Participation rate | 55.4% | 60.5%-5.1pp | 69.0%-13.6pp | 67.2%-11.8pp |
| Annual return | 32.75% | 46.07%-13.3pp | 1169.42%-1136.7pp | 160.72%-128.0pp |
| Employer contribution / active EE | $1,030 | $1,553-33.7% | $2,382-56.7% | $2,671-61.4% |
| Participant deferral / active EE | $2,255 | $3,023-25.4% | $3,986-43.4% | $4,126-45.3% |
| Admin fee / account holder | $5,920 | $5,469+8.2% | $6,853-13.6% | $5,651+4.8% |