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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,817 | $58,493+39.9% | $84,021-2.6% | $72,975+12.1% |
| Participation rate | 62.1% | 61.2%+0.8pp | 69.0%-6.9pp | 69.5%-7.4pp |
| Annual return | 23.79% | 28.93%-5.1pp | 71.32%-47.5pp | 81.01%-57.2pp |
| Employer contribution / active EE | $1,468 | $1,163+26.2% | $1,984-26.0% | $2,440-39.8% |
| Participant deferral / active EE | $2,918 | $2,394+21.9% | $3,239-9.9% | $3,608-19.1% |
| Admin fee / account holder | $3,132 | $4,569-31.5% | $6,102-48.7% | $5,124-38.9% |