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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,155 | $98,766-33.0% | $149,730-55.8% | $79,852-17.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 13.96% | 27.43%-13.5pp | 276.70%-262.7pp | 31.72%-17.8pp |
| Employer contribution / active EE | $3,069 | $3,217-4.6% | $4,645-33.9% | $2,471+24.2% |
| Participant deferral / active EE | $5,454 | $5,681-4.0% | $6,843-20.3% | $3,740+45.8% |
| Admin fee / account holder | $5,113 | $6,052-15.5% | $9,310-45.1% | $5,306-3.6% |