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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,537 | $77,816-32.5% | $123,552-57.5% | $64,173-18.1% |
| Participation rate | 92.4% | 74.7%+17.7pp | 82.3%+10.1pp | 69.6%+22.9pp |
| Annual return | -8.58% | 12.49%-21.1pp | 119.20%-127.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $2,324 | $3,014-22.9% | $4,628-49.8% | $2,381-2.4% |
| Participant deferral / active EE | $4,148 | $5,240-20.8% | $6,426-35.4% | $3,470+19.6% |
| Admin fee / account holder | $2,544 | $5,519-53.9% | $9,285-72.6% | $4,887-47.9% |