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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,339 | $102,385-20.6% | $147,080-44.7% | $80,935+0.5% |
| Participation rate | 83.1% | 75.9%+7.2pp | 82.2%+0.9pp | 67.7%+15.4pp |
| Annual return | 12.90% | 135.09%-122.2pp | 420.17%-407.3pp | 35.66%-22.8pp |
| Employer contribution / active EE | $2,641 | $3,717-28.9% | $4,933-46.5% | $2,757-4.2% |
| Participant deferral / active EE | $4,626 | $6,651-30.4% | $8,066-42.7% | $4,299+7.6% |
| Admin fee / account holder | $4,036 | $7,951-49.2% | $12,989-68.9% | $6,924-41.7% |