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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,613 | $181,896-21.6% | $156,551-8.9% | $273,972-47.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 1.75% | 30.74%-29.0pp | 32.23%-30.5pp | 41.46%-39.7pp |
| Employer contribution / active EE | $7,120 | $6,248+14.0% | $5,501+29.4% | $4,869+46.2% |
| Participant deferral / active EE | $3,024 | $5,550-45.5% | $4,871-37.9% | $5,287-42.8% |
| Admin fee / account holder | $753 | $15,560-95.2% | $13,028-94.2% | $10,133-92.6% |