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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,071 | $175,259+11.9% | $149,723+31.0% | $139,487+40.6% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 13.09% | 166.82%-153.7pp | 134.50%-121.4pp | 373.84%-360.8pp |
| Employer contribution / active EE | $4,959 | $5,478-9.5% | $4,821+2.8% | $4,755+4.3% |
| Participant deferral / active EE | $4,041 | $6,522-38.0% | $5,682-28.9% | $6,713-39.8% |
| Admin fee / account holder | $883 | $16,158-94.5% | $13,215-93.3% | $11,407-92.3% |