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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,500 | $112,099+299.2% | $95,954+366.4% | $158,931+181.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.84% | 171.12%-165.3pp | 91.62%-85.8pp | 302.86%-297.0pp |
| Employer contribution / active EE | $11,364 | $3,198+255.3% | $2,541+347.2% | $4,761+138.7% |
| Participant deferral / active EE | $13,993 | $4,784+192.5% | $4,167+235.8% | $5,982+133.9% |
| Admin fee / account holder | $27,630 | $10,132+172.7% | $6,796+306.6% | $11,247+145.7% |