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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,500 | $112,131+299.1% | $95,964+366.3% | $158,982+181.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.84% | 171.19%-165.3pp | 91.64%-85.8pp | 302.99%-297.1pp |
| Employer contribution / active EE | $11,364 | $3,199+255.2% | $2,541+347.2% | $4,763+138.6% |
| Participant deferral / active EE | $13,993 | $4,784+192.5% | $4,167+235.8% | $5,983+133.9% |
| Admin fee / account holder | $27,630 | $10,136+172.6% | $6,797+306.5% | $11,252+145.6% |