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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,000 | $92,219+256.8% | $76,767+328.6% | $135,380+143.0% |
| Participation rate | 93.3% | 79.8%+13.6pp | 77.0%+16.4pp | 82.6%+10.7pp |
| Annual return | -5.65% | 5.46%-11.1pp | 2.43%-8.1pp | 519.81%-525.5pp |
| Employer contribution / active EE | $9,965 | $3,216+209.9% | $2,485+301.0% | $4,779+108.5% |
| Participant deferral / active EE | $11,557 | $4,508+156.3% | $3,852+200.1% | $5,609+106.0% |
| Admin fee / account holder | $754 | $10,749-93.0% | $6,675-88.7% | $10,828-93.0% |