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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,998 | $211,239-86.3% | $178,528-83.8% | $145,877-80.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.80% | 30.22%-17.4pp | 27.11%-14.3pp | 551.28%-538.5pp |
| Employer contribution / active EE | $2,077 | $4,570-54.5% | $3,950-47.4% | $4,663-55.4% |
| Participant deferral / active EE | $3,840 | $6,963-44.8% | $6,278-38.8% | $6,691-42.6% |
| Admin fee / account holder | $6,868 | $12,095-43.2% | $10,419-34.1% | $13,402-48.8% |