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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,651 | $81,262-48.7% | $155,602-73.2% | $80,911-48.5% |
| Participation rate | 62.7% | 66.2%-3.5pp | 78.2%-15.5pp | 67.6%-4.9pp |
| Annual return | 15.89% | 33.34%-17.5pp | 64.81%-48.9pp | 35.63%-19.7pp |
| Employer contribution / active EE | $2,336 | $3,102-24.7% | $4,675-50.0% | $2,756-15.2% |
| Participant deferral / active EE | $2,531 | $3,451-26.7% | $5,629-55.0% | $4,297-41.1% |
| Admin fee / account holder | $961 | $7,992-88.0% | $15,923-94.0% | $6,935-86.1% |