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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,399 | $85,171-80.7% | $172,752-90.5% | $72,975-77.5% |
| Participation rate | 67.4% | 70.1%-2.7pp | 82.6%-15.3pp | 69.5%-2.1pp |
| Annual return | 26.50% | 27.32%-0.8pp | 802.97%-776.5pp | 81.01%-54.5pp |
| Employer contribution / active EE | $1,117 | $3,324-66.4% | $5,144-78.3% | $2,440-54.2% |
| Participant deferral / active EE | $1,386 | $3,260-57.5% | $5,198-73.3% | $3,608-61.6% |
| Admin fee / account holder | $1,447 | $5,880-75.4% | $13,955-89.6% | $5,124-71.8% |