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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,058 | $77,419-59.9% | $69,461-55.3% | $152,885-79.7% |
| Participation rate | 34.8% | 78.1%-43.3pp | 74.6%-39.8pp | 82.5%-47.7pp |
| Annual return | 14.99% | 39.07%-24.1pp | 28.97%-14.0pp | 345.39%-330.4pp |
| Employer contribution / active EE | $692 | $3,315-79.1% | $2,779-75.1% | $4,763-85.5% |
| Participant deferral / active EE | $1,794 | $4,414-59.4% | $3,536-49.3% | $5,851-69.3% |
| Admin fee / account holder | $1,030 | $6,207-83.4% | $3,840-73.2% | $11,598-91.1% |