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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,303 | $69,518-69.4% | $59,887-64.4% | $135,379-84.3% |
| Participation rate | 36.4% | 77.8%-41.5pp | 74.7%-38.3pp | 82.6%-46.3pp |
| Annual return | -7.99% | 7.95%-15.9pp | 3.46%-11.5pp | 519.79%-527.8pp |
| Employer contribution / active EE | $571 | $3,235-82.4% | $2,722-79.0% | $4,779-88.1% |
| Participant deferral / active EE | $1,658 | $4,204-60.6% | $3,402-51.3% | $5,609-70.4% |
| Admin fee / account holder | $525 | $5,734-90.9% | $3,591-85.4% | $10,828-95.2% |