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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,404 | $88,815+95.2% | $81,882+111.8% | $145,897+18.9% |
| Participation rate | 86.7% | 75.1%+11.6pp | 72.4%+14.3pp | 80.3%+6.4pp |
| Annual return | 14.04% | 1033.75%-1019.7pp | 779.47%-765.4pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,930 | $3,086-5.1% | $2,916+0.5% | $4,663-37.2% |
| Participant deferral / active EE | $5,523 | $4,647+18.8% | $4,323+27.8% | $6,689-17.4% |
| Admin fee / account holder | $6,633 | $8,434-21.4% | $7,360-9.9% | $13,390-50.5% |