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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,899 | $75,935-76.4% | $60,547-70.4% | $125,389-85.7% |
| Participation rate | 69.6% | 76.5%-7.0pp | 68.0%+1.6pp | 83.2%-13.6pp |
| Annual return | -1.06% | -5.38%+4.3pp | 335.64%-336.7pp | 282.24%-283.3pp |
| Employer contribution / active EE | $1,197 | $3,438-65.2% | $2,419-50.5% | $4,866-75.4% |
| Participant deferral / active EE | $1,290 | $4,506-71.4% | $3,328-61.2% | $5,352-75.9% |
| Admin fee / account holder | $81 | $6,768-98.8% | $4,536-98.2% | $9,541-99.2% |