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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,490 | $104,694-60.4% | $85,709-51.6% | $167,536-75.2% |
| Participation rate | 80.0% | 76.4%+3.6pp | 69.9%+10.1pp | 82.1%-2.1pp |
| Annual return | 12.68% | 21.45%-8.8pp | 21.49%-8.8pp | 478.82%-466.1pp |
| Employer contribution / active EE | $801 | $3,337-76.0% | $2,619-69.4% | $4,839-83.5% |
| Participant deferral / active EE | $1,564 | $4,826-67.6% | $3,924-60.1% | $6,342-75.3% |
| Admin fee / account holder | $1,724 | $10,035-82.8% | $6,876-74.9% | $12,315-86.0% |