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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,814 | $114,093-9.0% | $96,171+7.9% | $167,536-38.0% |
| Participation rate | 76.9% | 75.1%+1.9pp | 68.4%+8.5pp | 82.1%-5.2pp |
| Annual return | 8.65% | 190.00%-181.4pp | 192.04%-183.4pp | 478.82%-470.2pp |
| Employer contribution / active EE | $1,771 | $3,429-48.4% | $2,799-36.7% | $4,839-63.4% |
| Participant deferral / active EE | $6,148 | $5,197+18.3% | $4,350+41.3% | $6,342-3.1% |
| Admin fee / account holder | $72,396 | $6,899+949.3% | $5,538+1207.2% | $12,315+487.9% |