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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,689 | $109,411+29.5% | $89,435+58.4% | $158,982-10.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 13.83% | 345.68%-331.8pp | 245.55%-231.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $1,915 | $3,173-39.6% | $2,587-26.0% | $4,763-59.8% |
| Participant deferral / active EE | $6,415 | $4,600+39.5% | $3,890+64.9% | $5,983+7.2% |
| Admin fee / account holder | $8,724 | $6,159+41.7% | $4,884+78.6% | $11,252-22.5% |