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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,850 | $97,027-70.3% | $83,323-65.4% | $135,382-78.7% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -7.16% | 12.31%-19.5pp | 10.63%-17.8pp | 519.77%-526.9pp |
| Employer contribution / active EE | $1,944 | $4,143-53.1% | $3,379-42.5% | $4,779-59.3% |
| Participant deferral / active EE | $3,239 | $5,964-45.7% | $5,565-41.8% | $5,609-42.3% |
| Admin fee / account holder | $1,931 | $8,427-77.1% | $7,539-74.4% | $10,829-82.2% |