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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,081 | $96,558-79.2% | $80,977-75.2% | $273,972-92.7% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 3.99% | 15.14%-11.2pp | 17.11%-13.1pp | 41.46%-37.5pp |
| Employer contribution / active EE | $1,223 | $4,869-74.9% | $3,715-67.1% | $4,869-74.9% |
| Participant deferral / active EE | $887 | $6,598-86.6% | $5,696-84.4% | $5,287-83.2% |
| Admin fee / account holder | $6,460 | $7,493-13.8% | $5,517+17.1% | $10,133-36.2% |