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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,225 | $58,627-39.9% | $76,735-54.1% | $82,448-57.3% |
| Participation rate | 89.4% | 63.2%+26.1pp | 69.5%+19.9pp | 68.1%+21.3pp |
| Annual return | 12.54% | 39.10%-26.6pp | 29.77%-17.2pp | 41.64%-29.1pp |
| Employer contribution / active EE | $376 | $1,729-78.3% | $2,454-84.7% | $2,551-85.3% |
| Participant deferral / active EE | $4,713 | $3,134+50.4% | $4,088+15.3% | $4,139+13.8% |
| Admin fee / account holder | $8,370 | $5,323+57.2% | $7,189+16.4% | $7,234+15.7% |