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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,685 | $55,902-46.9% | $76,030-61.0% | $80,959-63.3% |
| Participation rate | 86.3% | 62.1%+24.2pp | 69.1%+17.2pp | 67.7%+18.6pp |
| Annual return | 10.57% | 20.59%-10.0pp | 361.54%-351.0pp | 35.67%-25.1pp |
| Employer contribution / active EE | $370 | $1,867-80.2% | $2,688-86.2% | $2,757-86.6% |
| Participant deferral / active EE | $3,701 | $3,051+21.3% | $4,257-13.1% | $4,300-13.9% |
| Admin fee / account holder | $4,335 | $5,239-17.3% | $6,421-32.5% | $6,925-37.4% |