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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,128 | $57,350-23.1% | $83,850-47.4% | $64,181-31.2% |
| Participation rate | 84.2% | 68.6%+15.6pp | 76.1%+8.1pp | 69.6%+14.6pp |
| Annual return | -2.40% | 11.38%-13.8pp | 850.92%-853.3pp | 7.63%-10.0pp |
| Employer contribution / active EE | $403 | $2,545-84.2% | $3,631-88.9% | $2,381-83.1% |
| Participant deferral / active EE | $3,460 | $2,993+15.6% | $4,082-15.2% | $3,470-0.3% |
| Admin fee / account holder | $21,680 | $4,046+435.9% | $5,478+295.7% | $4,887+343.6% |