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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,604 | $56,894+1.2% | $84,753-32.0% | $62,881-8.4% |
| Participation rate | 70.0% | 68.5%+1.5pp | 76.6%-6.6pp | 69.3%+0.7pp |
| Annual return | 8.07% | 6.30%+1.8pp | 22.78%-14.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $324 | $2,400-86.5% | $3,574-90.9% | $2,281-85.8% |
| Participant deferral / active EE | $3,570 | $2,709+31.8% | $3,712-3.8% | $3,203+11.5% |
| Admin fee / account holder | $1,793 | $3,581-49.9% | $5,333-66.4% | $4,296-58.3% |