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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,516 | $92,219-70.2% | $76,768-64.2% | $135,379-79.7% |
| Participation rate | 95.8% | 79.8%+16.1pp | 77.0%+18.9pp | 82.6%+13.2pp |
| Annual return | -10.38% | 5.46%-15.8pp | 2.43%-12.8pp | 519.79%-530.2pp |
| Employer contribution / active EE | $3,380 | $3,216+5.1% | $2,485+36.0% | $4,779-29.3% |
| Participant deferral / active EE | $7,263 | $4,508+61.1% | $3,852+88.6% | $5,609+29.5% |
| Admin fee / account holder | $545 | $10,749-94.9% | $6,675-91.8% | $10,828-95.0% |