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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,490 | $67,602-62.3% | $82,312-69.0% | $70,126-63.7% |
| Participation rate | 72.0% | 72.8%-0.8pp | 76.9%-4.9pp | 69.5%+2.5pp |
| Annual return | 15.48% | 21.57%-6.1pp | 25.88%-10.4pp | 73.15%-57.7pp |
| Employer contribution / active EE | $2,652 | $1,755+51.1% | $2,428+9.2% | $2,343+13.2% |
| Participant deferral / active EE | $5,809 | $2,987+94.4% | $3,706+56.7% | $3,332+74.3% |
| Admin fee / account holder | $542 | $4,512-88.0% | $5,608-90.3% | $4,645-88.3% |