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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,396 | $71,872-34.1% | $86,691-45.3% | $68,495-30.8% |
| Participation rate | 91.4% | 72.2%+19.2pp | 76.6%+14.8pp | 67.9%+23.5pp |
| Annual return | -20.43% | 3.53%-24.0pp | 35.94%-56.4pp | -7.84%-12.6pp |
| Employer contribution / active EE | $1,374 | $2,173-36.8% | $2,837-51.6% | $2,596-47.1% |
| Participant deferral / active EE | $3,177 | $3,779-15.9% | $4,656-31.8% | $4,028-21.1% |
| Admin fee / account holder | $574 | $6,112-90.6% | $7,492-92.3% | $5,403-89.4% |