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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,808 | $78,428-12.3% | $95,960-28.3% | $79,852-13.8% |
| Participation rate | 59.0% | 73.5%-14.5pp | 77.1%-18.1pp | 69.6%-10.7pp |
| Annual return | 13.71% | 19.37%-5.7pp | 91.63%-77.9pp | 31.72%-18.0pp |
| Employer contribution / active EE | $831 | $1,945-57.3% | $2,541-67.3% | $2,471-66.4% |
| Participant deferral / active EE | $2,503 | $3,440-27.3% | $4,167-39.9% | $3,740-33.1% |
| Admin fee / account holder | $2,108 | $5,622-62.5% | $6,797-69.0% | $5,306-60.3% |